What does Renter’s Insurance Cover and Why Your Tenants Need it

Renter’s insurance policies vary from company to company as to what is covered by the policy. There are, however, several coverages are standard in the industry. The landlord has insurance that protects the property against disasters such as fire, and other damaging events. The renter’s personal property is not covered under the landlord’s policy, so the renter must assume the responsibility to provide the coverage necessary to protect themselves from unexpected events. But just what is available to be covered by these renter’s insurance policies? [Read more…]